Get peace of mind and protection for loved ones with life insurance. Life insurance can help your loved ones pay for funeral costs, cover bills and ongoing living expenses, pay off debts, finance future needs and protect retirement plans.
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No matter where you are in life, you can get coverage that’s right for your needs with options that can help you protect your family’s future.
Benefits are typically paid tax-free to the person you choose to receive your benefits. Life insurance policies are portable, so you can keep your coverage if you change jobs or retire.Guaranteed‐issue coverage may be available for some plans, which means no medical questions or exams are required to be eligible for coverage.
Colonial Life is proud to work with Life Happens to help America’s workers understand the value of life insurance. Find out how much life insurance you need with the Life Happens Life Insurance Calculator.
Below is an overview of the major types of life insurance offered by Colonial Life. While your age and health can affect your options, your benefits counselor can help you determine what coverage is right for you.
| Term Life | Whole Life |
|---|---|
| Key features | Level |
Ideal coverage for high-demand years
Permanent coverage that remains the same to age 100
You can purchase a life insurance plan at an affordable cost. The cost will vary based on your age and the amount of coverage you purchase.
Depending on the plan and face amount you choose, you may be asked some health questions. Your answers will be used to determine whether you are eligible for coverage.
Yes, in most cases. Depending on your plan and the amount of coverage desired, you may need to answer health questions.
To view a copy of your policy, update your contact information and manage your Colonial Life insurance, log in to your account. If you don’t have an account, register here.
To notify Colonial Life about the loss of life of a life insurance policyholder, please complete the loss of life notification form to begin the process of filing a life insurance claim.
Yes. You own your Colonial Life life insurance policy. Regardless of changes in your employment, you can take it with you. When your current employment ends, you will receive a Continuation of Coverage letter from Colonial Life with instructions on next steps. You will need to change your payment method to direct bill, which means you pay Colonial Life directly instead of paying through payroll deduction. To learn more and begin this process, download the Conversion Request Form.
Find out more about offering Colonial Life individual or group life insurance for your employees.
Term Life (ITL5000): Applicable policy forms ICC18-ITL5000, ITL5000.
Whole Life Plus (IWL5000: Applicable policy forms ICC19-IWL5000-70, IWL5000-70, ICC19-IWL5000-100, IWL5000-100, ICC19-IWL5000J, IWL5000J.
Group Term Life: Applicable policy form GTL1.0-P.
This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your benefits counselor or the company.
Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC.
© 2024 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. NS-15375-1
Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company.